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Having trouble viewing this newsletter? View online In this issue
Wendy's Week
Ludwina is
a networking dynamo and will be leading the
networking proceedings on the Friday night. We are
both so excited as we know the room will be absolutely buzzing
with
excitement at all the possibilities. If
you've already secured your spot - well done! Expect to
receive your
Welcome Pack next week. Find a quiet spot where you can dedicate 10 minutes to YOU time. Now, write down all that you have learned and achieved over the past 12 months. Once you're done, stop and really acknowledge yourself. I think you'll find you've achieved a lot more than you realised and you deserve a big "well done". Until next week,
happy investing! PS: Purchase a gift for someone special at www.give.com.au Have you confirmed your email yet? Thank you so much to everyone for your understanding and patience as we tackle the technology tiger and consolidate from 3 email systems into 1. We're almost there! Still need to add yourself onto our new list? You'll find details here on how to do this. Events and Teleseminars Do Less and Achieve More in 2009 F.R.E.E. Monthly Teleseminar
Lorraine joins us on Tuesday 27th January to make sure you start 2009 off on the right foot. She'll be sharing How to Do Less and Achieve More, lifting the lid on proven life and business changing tips and strategies ... and you're welcome to join in. "Lorraine's 'no b.s.' approach is
refreshing. At the end of her presentation you are left with
no excuses - just do it!" To listen in live to this f.r.e.e teleseminar, just sign up here now. Get Started in Property Event Early bird offer ends in 14 days If you've ever felt you lacked the support you need to dip that first timid toe in the property investing waters, we have specifically put together our March event with you in mind. Our aim for you, after enjoying a fabulous evening of networking, followed by two full days with some of the country's leading property experts, is that you'll walk away confident in the knowledge that we've given you exactly what you need to know to finally get started investing in property. Rest assured, this event will be packed full of valuable content. We've even put together a SPECIAL EARLY BIRD OFFER for those that act quickly. All the details plus a bonus f.r.e.e. eBook are at www.realestatewomen.com.au. Wendy Recommends Feeling Good for No Particular
Reason I've found the most amazing audio that I listen to regularly, which takes all the effort out of keeping my head in a good space. So if feeling great easily and naturally appeals, then I'm sure you'll love this audio too. Have a look for yourself here. Feature Article Property zoning can limit your finance options With the current state of the market, you'll find lenders are far more cautious about who they will lend money to and how much they will lend.That is why it is more important than ever to make sure there will not be any issue getting the finance you need when the time comes to make that property purchase. One area that I see overlooked time and again is the zoning of a property and how zoning affects the amount of money that a bank will lend to you. Don't be fooled into thinking that just because a property looks like a house and the current owner is living there, that the property is going to be zoned residential and you'll be able to secure a healthy loan from a bank. Many properties used as residences are not zoned residential and are not considered "standard" by the bank. With these sorts of properties, you may have difficulty getting finance at all or a bank will not provide you with as much money as you expected, leaving you with the issue of finding those additional funds. Examples of "non-standard" properties may include warehouse conversions, apartments built on land that was used for a business in a previous life (such as a factory) or properties located in shopping strip streets (such as a residence above a street facing shop). So how can you avoid being caught out by the zoning on a property?
By Wendy Moore WANT TO USE THIS ARTICLE? You
can, as long as you include the following: Five
Minutes with... Lorraine Pirihi, the Productivity Queen and our January teleseminar expert! Question 1 Keeping myself motivated and staying focused working alone from a home office. Attending seminars, being around like-minded people, listening daily to relevant CD's etc. Investing in coaches who are further along the path to myself and who reinforce that I can do 'it'. Question
2 Find a coach or mentor who had the type of business and lifestyle I was looking for and follow their lead. Question
3 Question
4 Question
5
Tell us about Lorraine... Lorraine
Pirihi, The Productivity Queen, is founder ofwww.productivityqueen.com,
and creator of The Productivity and
Profit System(TM) ... the proven step-by-step program guaranteed
to free
up your time, organise your systems and master your marketing so you
make much more money and have a life! Are
you a Successful Sister?
Need
A Speaker Her presentations and
workshops are ideal for anyone looking to get started investing in real
estate or discover the tools and techniques to successfully invest in
property. Quick Links Visit the Affluencia Blog Post on the Get Started in Property Forum Register for our F.R.E.E. monthly teleseminar Attend the next Affluencia event About Wendy
Wendy now educates,
empowers and inspires others and says, "It's all about education and
gaining from other's experiences. I'm passionate about helping women
become financially independent through investing in property." Manage your Subscription You may absolutely
share this newsletter with people you think may enjoy it. When doing
so, please forward it in its entirety, including our contact and
copyright information. Thanks and enjoy! Copyright 2009 Affluencia Pty Ltd. All rights reserved. Disclaimer: This newsletter is not intended to be a substitute for investment or professional advice. It is a broad discussion to provide a general understanding. Before acting, you should seek specific professional advice for your unique situation. Join
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Lorraine
Pirihi, the Productivity Queen, is committed to helping small business
owners and entrepreneurs work less, earn more and have a life! 
Would
You Like Wendy To Speak Live at Your Next Event or Be a Teleseminar
Guest? 
Wendy
Moore is founder of