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Having trouble viewing this newsletter? View online In this issue
Wendy's Week The Affluencia blog is finally up and runningl Check it out here. Hopefully, you all enjoyed a well earned break and recharged the batteries ready for an even bigger and better 2009. Make sure you grab a spot at our first F.R.E.E. monthly teleseminar for 2009 with Lorraine by registering here. For those of you that like to network online with other like-minded, savvy, motivated women interested in real estate, visit the Get Started in Property Forum and have your say here. Make sure you also check out Breakthrough to Success - Affluencia has secured two complemen tary tickets for all our readers. Until next week,
happy investing! PS: Recycle your old mobile and help endangered gorillas at www.zoo.org.au We Need Your Help - please confirm your email Don't you just love technology! As Affluencia has grown, so has the number of our email lists. So if you have been receiving multiple newsletters and emails please accept our sincere apologies! We are now working to resolve this issue. Over the Christmas break, we have been doing a bit of housekeeping for the new year by integrating all the lists together into one system. So how can you help us? Option A - If you've already
received an email from us with the subject line: Please open the email and click on the link to be added to our consolidated list Option B - If you have not received an email from us yet but wish to remain on our list: Please:
We thank you for your continued patience as we sort this out. With your help, we can streamline this process and your inbox will breathe a sigh of relief! Events and Teleseminars Do Less and Achieve More in 2009 F.R.E.E. Monthly Teleseminar
Lorraine joins us on Tuesday 27th January to make sure you start 2009 off on the right foot. She'll be sharing How to Do Less and Achieve More, lifting the lid on proven life and business changing tips and strategies ... and you're welcome to join in. "Lorraine's 'no b.s.' approach is
refreshing. At the end of her presentation you are left with
no excuses - just do it!" To listen in live to this f.r.e.e teleseminar, just sign up here now. Get Started in Property Event Make 2009 the year you finally take action If you've ever felt you lacked the support you need to dip that first timid toe in the property investing waters, we have specifically put together our March event with you in mind. Our aim for you, after enjoying a fabulous evening of networking, followed by two full days with some of the country's leading property experts, is that you'll walk away confident in the knowledge that we've given you exactly what you need to know to finally get started investing in property. Rest assured, this event will be packed full of valuable content. We've even put together a SPECIAL EARLY BIRD OFFER for those that act quickly. All the details plus a bonus eBook are at www.realestatewomen.com.au. Wendy Recommends Breakthrough to Success - Two Complimen tary tickets for Affluencia subscribers As a thank you for being part of the Affluencia community, you and your partner or friend can attend an upcoming Breakthrough to Success weekend in a city near you as a guest of Affluencia. This 3 day event usually costs $895 per person. You'll find all the details about dates, times and venues here. Feature Article Deposits Bonds - what are they and will they suit you? A deposit bond is an alternative that can be used in place of a cash deposit. A purchaser may not always have the cash necessary to be able to pay the deposit on a property, such as the 10% often sought in Victoria or New South Wales. Rather than both the purchaser and seller missing out on a sale, the purchaser may choose to explore using a deposit bond. What is a Deposit Bond?A deposit bond is basically an insurance policy, but it is for the vendor's benefit only. A deposit bond is a document that tells the vendor that the insurance company will pay the deposit to the vendor in any of the circumstances where the deposit would ordinarily be forfeited by the seller. A deposit bond takes the place of a cash deposit required between the time of contract exchange and settlement of the property being purchased. The purchaser takes out a deposit bond for the deposit amount required and is charged a fee based on the amount required and the length of time the deposit bond is required for. Under the deposit bond, no money actually changes hands. Instead, all purchase funds are paid at settlement. Settlement takes place, the purchase price is paid in full and the deposit bond simply lapses. However, if the purchaser defaults and the insurer is required to pay the vendor pursuant to the deposit bond, the insurer will then look to the purchaser for recovery of the amount paid. Benefits of using a Deposit Bond The benefits of using a deposit bond include:
Issues with using
a Deposit Bond
It is important to remember that the purchaser remains responsible for completion of the contract, including the payment of any costs and penalties associated with a default. As always, if you think using a deposit bond may suit your property investing, please ensure you seek further advice from a qualified professional or adviser. By Wendy Moore WANT TO USE THIS ARTICLE? You
can, as long as you include the following: Five Minutes with... Bernadette
Schwerdt from the Question 1 Making the decision to invest heavily in a website that did everything I wanted it to do, both in the short term and in the long term. The challenge was to find the right developer and to educate myself sufficiently so that I knew what to ask for. Question 2 I would have set up my website earlier and I would have hired a PA earlier. Question 3 My mother and father. Why? Because they gave up so much to give my three brothers and I a strong foundation in life. They put aside their personal wants and needs to ensure they were there for their children. I admire that self sacrifice. And importantly, they never made a big deal out of it or expected us to be grateful to them for doing that. Question
4 All I have to do is look at my young son and that's enough to motivate me. I created this business so I could choose when I worked and how I worked. So whenever I feel tired or a bit lazy and don't feel like working, all I have to do is visualize getting up every morning, slapping on the makeup and high heels, negotiating peak hour traffic and reporting to a boss I don't like or admire and that's enough to make me sit down at my desk and start working. Works every time. Question 5
Tell us about Bernadette... The Australian School of Copywriting provides people with the opportunity to make excellent money by training them in the art of writing promotional material (advertisements, brochures, websites, newsletters etc). The courses suit business owners looking to take control over how their business is promoted, as well as individuals looking to gain flexibility and independence so they can choose who they work with, when they work and how much money they want to make. For more on Bernadette, visit www.copyschool.com. Are you a Successful Sister? Need
A Speaker Her presentations and
workshops are ideal for anyone looking to get started investing in real
estate or discover the tools and techniques to successfully invest in
property.
Send an email to contact@affluencia.com
if you'd like to book her.
Quick Links Visit the Affluencia Blog Post on the Get Started in Property Forum Register for our F.R.E.E. monthly teleseminar Attend the next Affluencia event About Wendy
Wendy now educates,
empowers and inspires others and says, "It's all about education and
gaining from other's experiences. I'm passionate about helping women
become financially independent through investing in property." Manage your Subscription You may absolutely
share this newsletter with people you think may enjoy it. When doing
so, please forward it in its entirety, including our contact and
copyright information. Thanks and enjoy! Copyright 2009 Affluencia Pty Ltd. All rights reserved. Disclaimer: This newsletter is not intended to be a substitute for investment or professional advice. It is a broad discussion to provide a general understanding. Before acting, you should seek specific professional advice for your unique situation. Received this copy from a friend? Like to subscribe? Just visit www.affluencia.com and you'll also receive a bonus eBook valued at $47 with our compliments. |
Lorraine
Pirihi, the Productivity Queen, is committed to helping small business
owners and entrepreneurs work less, earn more and have a life! 
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You Like Wendy To Speak Live at Your Next Event or Be a Teleseminar
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