Ask A Loan Mod Guru

My dearest new friends - Thank you so much for your amazing strength  and unwillingness to give up fighting for your homes - it takes great determination and strength to win this battle but you can do it, stay focused and see the end goal in sight!! 

 

 I know that God has put us in each other's paths to fight our personal battles together and feed off of the positive energy of each other.  I am personally inspired  and  my heart is touched by each of you and I am so happy with our forum.

 

My fight with ovarian cancer since last mothers day 2009 is still winning too! Tests came back negative this last time, every day it is a battle trying to eat right, get outside, not have stress, and not think about the possibility of a relapse, and believe it myself, I know about that little lingering doubt that sets in!!!!!! ... I am very grateful to be alive today especially when I read about the statistics - 

 

Facing the possibility of death really makes you revaluate your life and your priorities and I really feel that God has given me a purpose and path to follow, and that is to help as many people as I can not only to fight for their homes but to remind them that they are NOT alone, and that the Holy Spirit is right there waiting for you to remember to come to him and not travel life's journey relying on only your self but relying on God - and if God can heal my cancer helping you in your trials (no pun intended) can be accomplished with faith and belief as well as gratitude, like it has already taken place.  Out of this gratitude it is that this site was born. 

 

Please make sure to post your questions on the forum as the ONLY purpose of this site is that by helping one we can help many others that may be going through the exact same thing as you are.  When asking my opinion on HAMP or NPV please include the following as it is helpful for me to have this if you are asking for my help:

 

Gross income

Principal balance

Approximate value ( I use www.eppraisal.com)

Current payment

Investor and lender

Trial payment if you had one

Monthly property tax

Monthly insurance 

 

 

I am committed to fighting for justice - and I hope everyone takes me up on my request to send me a letter about what you have been through so together, not alone we can make a difference for others to fight this battle and win, without so much heartache and fear.

 

Please send me your letters address to your lender - detailing every problem you have had trying to get a modification done to save your home -- I want all the details and when I can gather at least 100 letters, I want to help get them to political leaders and try to bring about changes.