Hi This message is the most important one that I have ever delivered. I have been waiting for over a year for certain developments to unfold - and they now are unfolding as I speak. So now is the time to get the message out.

I am Tim Fitzgerald., president of NoteInvestors.com - I will be delivering this report today- let me tell you a little about my background:

I was working in manufacturing and distribution in the metalworking industry when I started in the Cash flow business 16 years ago as a part time broker. I was hooked on this business as soon as I brokered my first note, made $5000 and immediately paid off my credit card debt. From then on (since 1996) I have been full time in the cash flow business-- I buy, sell, broker and, in addition, I am the editor in chief of this site- which is the longest running cash flow site on the internet-- meaning no one has been around longer than we have. We have over 50 collective years of experience.

I have taught people at all levels of the business and I can help you today and in the future. If you follow my instructions and do what I tell to do the way I tell you to do it, I think you're going to find a little more money in your pocket over the coming year.

After you read this report, I will invite you to contact me personally so you can ask questions about it or any questions regarding your note business. One of the things we feel very strongly about here at NoteInvestors.com is personal contact with you subscribers. It is very important for us to speak with you. In this way we not only help you in your business, but we're also continuously "on the pulse" of this industry- we are privy to what's hot, what's working or not working for people in the real world and we couple that with our own vast experience to deliver unparalleled mentoring and knowledge that you will NOT find anywhere else.

Today's topic is entitled, quite simply, "OPPORTUNITY".

 

THE MOST IMPORTANT FINANCIAL OPPORTUNITY TO OCCUR IN OVER 20 YEARS IS NOW TAKING PLACE

I will talk about what that opportunity is and how you can take advantage of it to create financial wealth for yourself.

But before I do that, there is some preliminary information you will need so as to get you into the RIGHT "mindset", and I want you to consider the following and THINK about the answers to these questions as you read on....

 

DO YOU KNOW ANY WEALTHY SUCCESSFUL PEOPLE in your life?? Perhaps some friends or acquaintances? If not, you've certainly read about many such people and seen and heard them in the media. Have you ever noticed any COMMONALITIES that successful, wealthy people seem to exhibit??

Tell the truth now. Have you ever taken notice-- or even THOUGHT about-- what the "common threads' might be that make these people "tick" that may be instrumental in contributing to their success?

Well, I have. In fact, I've worked with and observed, learned from, and taught many successful, wealthy people.

Now, when I talk about wealthy, successful people I'm talking about GENERATIONAL wealth: that is, people who've figured out how to make money and keep it-- not only for themselves, but for the next generation, and so on.

And now I'm going to share with you what I have discovered and observed about certain COMMONALITIES that all wealthy people seem to exhibit.

But first, let me tell you what I've concluded the commonalities are NOT:

1. They are not race
2. They are not age
3. They are not gender
4. They are not education

There have been success stories that cross ALL of these demographics. You know this is true, don't you?

You bet. I'm absolutely convinced that if green men and women from Mars were to come down here next week and join us in our patch of planetary existence, what would happen is that a year from now some of the green people from Mars would be saying they're not successful because they're green; and, on the other hand, some would be extremely successful. So race isn't a factor at all in wealth and success.

What about age? Nope. Not a real factor. I can tell you that, of late, I've been training some teenagers, and conversely my oldest student (as far as I know because not everybody tells me their age) is a 90 year old woman. So I've concluded that age is not a factor with regard to wealth and success, either.

Your level of education also doesn't matter. I'm here to tell you that you can make it in this business regardless of your educational background. I've taught people from all walks of life and very differing levels of education, from blue collar to white collar- you name it, really.

So, what ARE the commonalties of wealthy, successful people? I'm going to share with you right now the traits that you MUST immediately incorporate into your permanent, working mindset if you are to BECOME wealthy and successful yourself.

OK, here goes. Stay with me now, and think about each trait below and whether or not YOU believe you possess any of them. Be thoroughly honest with yourself as you consider each one.

THE COMMONALITIES OF WEALTHY SUCCESSFUL PEOPLE

Wealthy, successful people:

1. Think in long periods of time. What about you?

They do NOT think in short periods of time; that is, they do NOT think hour to hour or day to day, but, rather, they think month to month and year to year.

2. Wealthy, successful people invest at higher rates of return-- while taking less of a risk.

Now, this one is absolutely contrary to what any of us have ever learned about risk/reward. What we've all learned is that the more risk you take, the better your reward is going to be. Isn't this what you've always been taught?

Well, I'm here to tell you that, even though it's what you've always been taught, it's NOT necessarily so!

And I learned this FACT (and it is a fact) through one of my mentors. And, actually, it took him a loooong time to convince me that this was true! (At which time I discovered this firsthand)

Which gets me to trait # 3:

3. Most wealthy, successful people have a mentor or mentors who help them along the way to success.

Have you had any mentors yourself? I'm not talking about teachers; I'm talking about one-on-one interaction with an expert instructor at something who takes you 'by the hand' and 'walks you through' all of the steps involved and really helps YOU map out a GAME PLAN for whatever you're trying to accomplish (like a coach); someone who you can CALL UP ANY TIME and spend quality time with and ask the right questions and get the right answers so you are steered absolutely, assuredly onto the CORRECT path while AVOIDING critical mistakes??

Well, I've had MANY mentors myself-- and so I try to 'give back' now, because I firmly believe this is absolutely the right thing to do-- which is why I make it possible for you to get in touch with me after you read this.

If I can mentor you and help make you successful, then I'm just giving back a little bit from the folks who helped me along the way.

Now for trait #4:

4. Wealthy, successful people take advantage of opportunity.

They get ready for opportunity;
They prepare for opportunity;
They pounce on opportunity when it comes along.

Success is NOT an accident; rather, it's a well thought-out plan. Wealthy, successful people really operate very much, in a sense, like an athlete does; that is, practicing over and over for certain situations-- we call that "muscle memory" (many of you have probably heard of that)-- so that when a certain situation occurs, they automatically react.

Can you see how this makes sense?

Seems to me another applicable metaphor would be as follows:

Picture yourself, if you will, on a photographic safari trip looking to take pictures of elephants.

For sure, you'd want somebody next to you with a rifle as a precautionary measure-- 'just in case'.

Now, WHAT IF, all of a sudden, out of the bush... a huge 10 ton elephant comes charging right at you??

You know that is NOT the time to look at the rifle and fumble for the safety, wondering if there's a bullet in the chamber, trying to figure out how to load it or how to shoot, etc because, ASSUREDLY that's how you're going to get trampled on! ("Crushed' is more like it!)

Excuse me for the metaphor, but even if you're on a PHOTOGRAPHIC safari (as opposed to a HUNTING safari) you still need to be ready to protect yourself at all times.

 

WE ARE IN A PERIOD OF UNBELIEVABLE OPPORTUNITY-FORTUNES ARE BEING MADE AND LOST

Here is what I mean:

Fortunes are being made by those who have prepared for and recognize opportunity and take advantage of opportunity when it comes.

At the same time, fortunes are being lost by those who, in many cases, aren't even aware that they've lost fortunes-- or they're being lost by those who DO recognize but still do not take advantage of opportunity when it comes.

As a Cash Flow professional, you are in the best business in the world right now at the right time. DO NOT FAIL to pounce on this opportunity that I will be spelling out for you shortly.

Before I spell out the opportunity, I've got a little more groundwork to lay for you first.....

 

MOST PEOPLE DO THE WRONG THING FINANCIALLY AT THE WRONG TIME- WHAT ABOUT YOU?

Let me give you a couple of examples (have you found yourself or do you know someone in a similar situation?):

Example #1: I do consulting. I had a couple come to me (most people would consider them to be successful and wealthy... and they are, although they could have done a whole lot better-- they don't know that but they're happy).. and they asked me: "Tim, we're going to retire in about a year and we have 2 homes. We have a house here in the area and we have a shoreline house. And we're going to move to the shoreline house permanently."

I then asked them, "Would it be a problem to move NOW to that shoreline house?" He said "No it wouldn't", and I told him "My suggestion is sell the other house now." (BTW, this was about 6 years ago) And he replied '...Well, I don't think so... the market's not really at the top... etc' and I just reiterated that ['this is my strong suggestion but do whatever you want..']

Now, 6 years ago they could have placed a "For Sale" sign on the lawn and sold it for $650,000 at the drop of a hat. There would have been people in line without use of a realtor, and in my area there were bidding wars going on for property. Houses were selling in a matter of days.

Fast forward to today. Now, they still own it and cannot sell it for $550,000 with the best realtor in the area listing it.

THE LESSON that you need to take from this (and never forget) is: You always want to be a seller in a seller's market. NEVER the other way around.

These unfortunate folks in my above example are now sellers in a buyer's market -- and this is a MAJOR financial error.

The reason they're now in this awful situation is that although, 6 years ago, they could have been sellers (this is very important) in a seller's market (you ALWAYS want to be a seller in a sellers market!), they FAILED to take advantage of that opportunity and they are now instead a SELLER in a BUYER'S market!

And THAT'S where most people make mistakes.

Let me reiterate: This is a MAJOR financial error.

 

OK, now let me go on to example #2 that I need to share with you:

I was at a party with some folks about 5 years ago (I need to give you a timeframe on this because it's really important). They told me at the time that they were about to buy a townhome in one of these new subdivisions that were cropping up seemingly everywhere-- there were so many up-and-coming "trendy" neighborhoods abuzz with new residential construction. They told me they were going to buy this as an investment property.

At the time, builders were cranking out these projects rapid fire, the area was booming, and these units were getting sold off IN ADVANCE even before actual construction began.

And I suggested to them at the time that, "Maybe this is not the best time to do this".

Well, I saw them again last week and I asked them about their property. "Well", they told me, "It's unrented."
"What do you mean it's unrented?" I asked. "I thought all of these places were rented 52 weeks a year with no problem."

"Well, they were", he replied, "but there was an overbuild and the builder had some extras-- so we had to compete with the builder" and yadda yadda, yadda.

"So, why don't you sell it?" I then asked.

He replied: "We can't sell it for what we bought it for."

Here is the same exact situation I described earlier. These folks were buyers in a seller's market (that's bad). And now, if they want to sell, they'll be sellers in a buyer's market (that's really bad).

This sort of thing happens all the time to average people who don't know what they're doing.

You DO NOT want to be in that situation.

The average person always gets it wrong. Wealthy successful people (people in the know) always get it right.

 

NOW I WANT TO SHARE WITH YOU THE MOST POWERFUL FINANCIAL SUCCESS FORMULA EVER

What I want to do now is give to you what was given to me by my mentor many years ago. It's the most powerful financial strategy that was ever taught to me. And it's so simple that, actually, it's being taught in grade school-- only they never quite tell you how to utilize the strategy to make money with it.

I need to provide you with some preliminary education you will need. A word of caution: this is a lot of information that I'm going to give you in just a short few paragraphs.

Here goes.. PAY ATTENTION

If you were to invest $1000.00 per year at 12 % for 25 years, you would have a little over $133,000.00 at the end of 25 years.

(When I show this formula at my live presentations, I get a few "Wows"-- from a few people)

But let me ask you this question.

Looking at the example above, you can see that $133,000 is the bottom line. Now, being 'bottom line"-oriented, let me ask you-- hypothetically-- how could you DOUBLE your bottom line??

Well the answer seems simple: you could either double the $1000 investment to $2000 and that would double your bottom line; i.e. $133,000 would then become $266,000, or...

If you had the wherewithal to double the 12% rate of return to 24%, wouldn't that also give you $266,000?

Sounds like it makes sense, doesn't it?

Except that it's WRONG and I'm going to tell you why so you can really begin to grasp the wealth building potential of increasing your rate of return..

The fact of the matter is that if you were to double your $1000 investment to $2000 you would indeed end up with $266,000.

However, if you were to double your rate of return from 12% to 24%, you wouldn't end up with just $266,000--- RATHER, you would end up with MUCH, much more than that-- almost $900,000!!

Here's the formula laid out:
$1000.00 / year invested at 24% for 25 years =$900,000.00.

And here's the point that I really need to drive home so that you fully grasp it and never forget it:

Every time you raise your rate of return just a LITTLE bit, your bottom line goes up a WHOLE LOT.

(As a matter of fact-- just to carry this example a little bit further-- if you raise the 24% rate of return ONE MERE PERCENTAGE POINT to 25% you'd end up with a $ ONE MILLION FIFTY THOUSAND DOLLARS... WHICH IS AN EXTRA $150,000!!

So what you need to be very, very diligent about is: EVERY time you invest, you need to raise your rate of return at least a LITTLE bit, because every time you raise it just a little bit your bottom line is going to go up a WHOLE LOT.

How much better is 24% than 12%?
It's almost 7 TIMES better!!

 

Now if we were to do the examples I just gave you on a financial calculator, you will find the numbers that I cited above to be absolutely accurate. However, there are 4 "real world" problems with the example when it comes to actual application:

1. Rate of return. I initially talked about a 12% return and then I jacked it up to 24%.

Problem is, most people today are making 4 or 5% on their investments.

However, in the note investment business (and we haven't used the word "investment" in conjunction with notes for years-- UNTIL NOW--and you'll see why shortly), rates of return of 12-24% are actually quite common.

2. Another problem is the amount of time I cited. 25 years is way too long. Most people don't want to wait 25 years and you don't even know if you HAVE 25 years left!

3. Another one of the practical real life problems is the $1,000.00 investment example I used. Some people don't have $1,000 to invest (some do, some don't)

4. The other problem you might perceive is 'Risk vs. Reward'.. I started at a 12% rate of return example and then went up to 24%. As I mentioned before, we've been conditioned to believe that in order to get a high rate of return, you have to take a high risk.

BUT THE FACT OF THE MATTER IS THAT IN OUR BUSINESS (THE NOTE INVESTING BUSINESS), THE RISK ACTUALLY GOES DOWN AS THE RATE OF RETURN GOES UP!

This is something that those of us in the note business (or investors in the note business) have always understood.

Now I'm throwing this "investment" term around-- and I haven't thrown this term around in a long time.

Up until now (for years) we've just talked about "FLIPPING" notes. That is, finding it, flipping it to a funding source and then taking your profit and moving on.

But things have changed. And in a moment, you're going to see exactly what has changed and you're going to sense the enormous profit potential here.

One other thing before I get to the real meat of what I want to talk about:

 

IT IS IMPORTANT FOR YOU TO KNOW THAT THERE ARE THREE STEPS TO FINANCIAL SUCCESS. THEY ARE:

Step #1 Generate income- You need to have enough income for food, shelter, transportation, etc.- all of life's necessities

Step #2: Invest- In step one you work for money, in step 2 money works for you

Step #3: Plan to retire- The sad thing is, 95% of the people in this country (the richest country in the world) cannot afford to retire at age 65.

 

Now here is what I'm trying to get at:

For years and years the only thing we have been teaching in the note business is step one- generate income. That is, find a loan, flip it to a funding source, take your profit and go on to next transaction(s).

But now is the time to teach step 2- which is invest.

Why? what is happening??

Whenever a major financial market reverses itself is when fortunes are made or lost.

 

A MAJOR REVERSAL HAS OCCURRED IN ONE OF THE MOST, IF NOT THE MOST IMPORTANT FINANCIAL MARKETS- THE REAL ESTATE MARKET.

This reversal is having a major positive impact on those of us in the Cash Flow business, and also the real estate investment business-- if you know how to take advantage of it.

There is serious money being made by those in the know. That can be YOU because you are here investing your most important commodity: TIME.

I have waited for several years for the real estate market to turn, and turning it has.

Making income (Step 1) in the cash flow business is NOT dependent on Real Estate notes because of all of the other types of cash flows. It doesn't matter what the type of cash flow is; you find it, you sell it off-- flip it, you make your profit and you walk away.

However, investing in mortgages for your own account (step 2) is tied very closely to the real estate market for several reasons:

There are now (1) more seller take-backs at (2) better terms than ever before.

What that means is there are people who have sold their property and have taken back a loan. They didn't do it because they WANTED to-- they did it because they HAD to.

 

NOW DOES THAT SOUND LIKE AN OPPORTUNITY??!! PEOPLE WHO HAVE DONE SOMETHING THEY DID NOT WANT AND DO NOT KNOW WHAT TO DO WITH IT.

I have not talked about investing in notes for many years because the time was not right. But the time is right now.

As a group, we have seen this happen 3 other times in our 50+ collective years in the real estate and cash flow business, and, assuredly, we can tell you emphatically that you do not want to miss this.

When I tell you that my mouth is watering for what's coming up financially in the coming year, I am not kidding you.

WHEN WILL IT HAPPEN? It is happening right now. It's been going on for the past four years (since 2008) REAL opportunities are continuing to develop at an exponential rate and there will still be the same # of new opportunities sprouting 6-12 months from now.. giving you more than enough time for you to prepare for your share of this bonanza. This is something (investing in notes) that you will not do tomorrow but you must start to prepare now.

WHAT DO YOU HAVE TO DO?

Learn and earn. Keep marketing your note business. Marketing is the most important thing. You need to close several mortgage note deals so you can earn some money and learn how the process works. AND at the same time (and this is absolutely essential) you must learn how to invest.

In other words, prepare yourself now for the new opportunities which will be coming your way soon. This is one of the few times you will have the advantage of 20/20 foresight.

 

Now I'm going to give you an example the type of strategy you must learn. There are many more where this one came from.
The beauty of this is everybody benefits.

I'm going to have you take a quantum leap with me.

All I want you to do for now is GET THE CONCEPT. I'm going to give you a lot of information in a short period of time.

When I used to do this in front of an audience, it took me 45 minutes to an hour to explain these concepts. I am going to do this in just a few short paragraphs. Remember, just GET THE CONCEPT.

Once again, we're not talking about your doing this tomorrow; we are talking about 9-12 months from now but you must start preparing right now so that you're ready for when the elephant makes its charge.

Step 1. You buy a loan at discount from a holder who does not want it. Sound like an opportunity? You will be buyer in a buyer's market. You are now collecting payments on the loan and earning, say, 16%- not bad. (It could be 12% or it could be 14-24%.. I'm using 16% arbitrarily because it's one of the examples I use in my educational material)

Step 2. Make this proposal to the borrower:
(Have you received this offer from any of your lenders? No, you certainly haven't) You will cut their interest payment substantially and you will get them paid off early (very early) AND they will save thousands-- many thousands) of dollars.

Now Is this a good deal for them? Yes- it's the best financial deal anyone's ever given them -they win. The Seller of the note wins - gets rid of a note they did not want.

Step 3. Who are you most concerned about? YOU, of course. In this type of transaction, your rate of return increases substantially. Let's say you're now earning 35% where previously you sere earning 16%.

Why - this is what happens when you buy a note at a discount and restructure the payments to get paid off early.

Nobody else teaches this. You need to learn these techniques.

What does 35% mean?

1. You've reversed risk vs. Reward.
Not only has your rate of return increased substantially; your risk in the transaction has gone down because you have less $ in the transaction than the original owner of the note.

Increasing rates of return and reducing risk is what rich people do to become and stay wealthy.

Now remember the example I gave earlier when I illustrated what a 24% return will yield? I'll repeat it:
$1000.00 / year invested at 24% for 25 years =$900,000.00.

Now, here's the same investment at 35%:
$1000.00 / year invested at 35 % for 25 years = $5,000,000.

However you're probably not going to do that, but here's what you WILL do:

When you get into the real estate note investment business, the average fee in buying a note (step 1) is $2,000-$10,000 so let's call that $5000.

One of the things you will do is start your own private retirement plan.

You're allowed to do this. The government says so. And let's say you take one of those flipper step 1 deals per year. You put in $5000 and invest in 35%...

(You're not going to invest in 4-5 % if you know you can invest in a loan at rates like this)

$5000.00/ year invested at 35% not for 25 years but for 15 years = $1,500,000.00.

And it's tax-deferred! Why? Because the government says you can do it.

It is possible to raise rates of return to over 70% - in which case your money doubles every year. And the higher the rate of return in our business, the less risk you'll incur!

Right now you're going to have to take my word for that. If you want to educate yourself in this, the opportunity is here for you.

It is possible to do these transactions with none of your own money. It is possible to buy and sell real estate at tremendous discounts.

There are many more powerful strategies. This is just one. Are you ready and willing to prepare yourself to succeed??

 

What's the problem? Nobody teaches this anymore. I don't do it anymore-and I have no plans to do seminars on this.

What's the solution? It is easy and economic. We have all this information recorded. Everything you need to learn how to get started from right where you are now (get in on the ground floor)

I will quickly outline what is available for you. Material that will teach you how to really prosper in this market.

This is a complete system ready to implement. It's called The Elite Cash Flow Network Support System. It will immediately get you started on the 3 step business/financial plan we outlined earlier:

1) you will begin to generate income by learning how to find and broker notes to our hand-picked funders;

2) you will learn how to invest for your own account in discounted cash flows for maximum return with low risk and you will learn to use the financial calculator to work formulas like the ones outlined above;

3) you will learn how to retire rich by applying these strategies

If you have The Elite Cash Flow Network Support System, you will be able to get in touch with me personally for one on one personal consulting and mentoring every step of the way. We believe in the personal touch and we have every confidence you will find this service not only invaluable, but indispensable to your success.

Here's where to get more info on the program:
http://noteinvestors.com/store/elite.html

 

Also, if you have any questions about this report, contact me at 773-454-0782.

Most sincerely,

Tim Fitzgerald
http://NoteInvestors.com
520 S. State St.
Unit 716
Chicago IL 60605
1-773-454-0782 (Phone)
mailto:timf@noteinvestors.com
(Email)