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Financing
Details:
| Monthly
Payment: $1,450 (including
everything)
Loan Term:
15 years (This is how long before you need
to qualify for a bank loan.)
Minimum Down
Payment: $5,670
Purchase Price: $189,000
TOTAL MOVE IN:
$8,000 (down payment plus approximately
$2,000 in closing costs)
Seller will financing for up to 15 years
with only 3% down!!!!!!!!!!!! The payment is
based on a 30 year loan (aka "30 year
amortization"). | | |
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| Qualifying: | To qualify for seller
financing, the main things we look at are
income, work history, and rental history.
And of course you need to have the money
available for the down payment and closing
costs. The following list will help give you
an idea if you qualify for this home:
- Move In Money: The down payment
on this home is $5,670. After
adding any closing costs, the total
needed for move in is: $8,000 (down
payment plus approximately $2,000 in
closing costs).
- Income: The monthly payment on
this home is $1,450. Your total monthly
income should generally be at least
three times the monthly payment (in this
case approximately $4,350). If
you have significant monthly expenses
(such as credit card bills), then your
income would need to be higher in order
to offset those expenses.
- Work History: We prefer for you
to have worked at the same job for at
least 2 years, but you may still be able
to qualify with a shorter length of
time.
- Rental History: We will review
your rental history for the last 2-5
years to evaluate whether you have been
a responsible payer.
- Credit: We will review your
credit report, but we do not require a
specific credit score.
- Criminal record: We will review
your criminial record, if any.
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| Home
Details: | | |
Address:
17648 N 113th Ave
City: Surprise
State: AZ
Zip: 85378
Area: 115th Ave & Bell
Rd
Directions: From Bell Rd
& 115th Ave, go north on 115th Ave, turn
right on Avenue of the Arts, then left on El
Camino Oso Dr. El Camino Oso Dr veers left
and becomes 113th Ave. Home is on the left.
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Beds:
4
Baths: 2.5
Floors: 2
Parking: 2 Car Garage
Square Feet: 2,441
Lot Size: 6050
Year Built: 1999
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| Home
Features: |
- 2 Bathrooms
- 2 Car Garage
- 4 Bedrooms
- Dishwasher
- Washer/Dryer Hookups
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| This
home has lots of tile and a beautiful pool
with a rock slide in the back. One bedroom
down and the rest upstairs.
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