When money slips through your fingers, it's time to act... 

Money slips through your fingers easier than you can imagine. One of the best things you can do to forever change your financial situation is to categorize your money as it flows into your life. 

There exist various explanations for why money slips through your fingers. But to not earmark money for different final causes is, in my opinion, the main reason people fail on this.

You put it into different categories with very specific purposes.

The big mistake most people make in society (and why most remain relatively poor their entire lives) is because when money does show up, they give it no purpose, and they have no rules or discipline.

It might offend some people to hear me say this, but most people's financial problems are not a result of not making enough money. 

They're a result of them being poor money managers of what they have. To get an idea of what bad management of your money can lead to, take a look at lottery winners. Their sad stories are good examples of how false it is to say that money gives happiness.

The problem is that they've never been taught how to manage money. As a consequence, poor financial habits predominate their daily life and behavior.