To prepare for retirement should follow the same pattern as choosing a career in life. Life, as retired, is not the same as it was 50 years ago. The longevity is changing; people are healthier and much more active than before.
Most baby boomers, as we grown-up people are called, are primarily focusing on financial planning for their retirement. For sure, it is an essential part of the entire preparation. To have the finances in order is vital for a lifestyle you desire during this second part of your life.
The cruel truth is that a vast number of seniors do not have sufficient financial resources to cover the basics as retired. Living your golden years without the necessary funds can lead to depression and other emotional consequences.
That is not the way you want to live your life as retired.